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Death File CHECKLIST

Your death file is a comprehensive collection of documents and instructions that organize your financial, legal and personal affairs to help loved ones manage your estate and final wishes.

Its purpose is to reduce stress, confusion, and delays for your loved ones during a difficult time.

Key components to include:

  • Legal documents
  • Financial information
  • Funeral and end of life wishes
  • Personal instructions and sentimental items
  • Access information

HOW TO GET STARTED

  • Begin by gathering all important documents and organizing them in a secure, accessible location.
  • Consider both physical binders and digital backups for redundancy.
  • Regularly update the file to reflect changes in assets, beneficiaries or personal wishes.
  • Discuss your plans with family members or executors to ensure clarity and avoid misunderstandings. 
  • Creating a death file is a proactive and responsible step that provides peace of mind for both you and your loved ones, ensuring that your affairs are handled according to your wishes.

CHECKLIST:

WILL – Specifies how your assets are distributed, names guardians for dependents, and should be regularly updated and witnessed.

Durable Power of Attorney – Appoints someone to make financial decisions if you are unable.

Living Trust – Names a trustee to manage and distribute property. 

Advance Directives / Living Will – Provides instructions for medical care if you cannot communicate your wishes.

Health Care Proxy – Designates someone to make medical decisions on your behalf.

Funeral Plan – Details your preferences for burial or cremation, type of service, music, readings, and speakers.

Prepaid Funeral Insurance or Plans – Ensures costs are covered and reduces stress for family.

Bank Accounts – Account numbers, branch details, and nomination information.

Investments – Mutual funds, fixed deposits, stocks, and bonds.

Insurance Policies – Life, health, and loan protection insurance, including policy numbers and claim instructions.

Outstanding Loans and Debts – Home loans, personal loans, credit cards, EMIs, and automatic debits.

Digital Assets – Online accounts, social media, cloud storage, and instructions for access or memorialization.

Copies of passport, driver’s license, Aadhaar/PAN (if applicable), and recent photographs.

Executors, solicitors, accountants and key family contacts.

Funeral director and service providers.